Your two wheeler takes you everywhere. To work, to the market, through traffic, and across town. It deserves protection. With two wheeler insurance online, you can easily cover your bike or scooter against accidents, theft, and damage. It also protects you legally if you cause injury or damage to someone else.
Third party two wheeler insurance is mandatory in India under the Motor Vehicles Act. Riding without it is illegal and can result in fines. But basic third party cover only protects others. To protect your own vehicle, you need comprehensive two wheeler insurance.
Compare bike & scooter plans to save on your renewal premium
Two wheeler insurance is a policy that covers your bike, scooter, or moped against financial losses. It pays for repairs after accidents, covers theft, and handles your legal liability if your vehicle causes injury or property damage to a third party.
Motor Vehicles Act Mandate: Under the Motor Vehicles Act, riding without valid third-party two wheeler insurance is a punishable offence in India, attracting hefty penalties and potential imprisonment. Always keep your bike insurance active to ensure legal compliance on public roads.
Choose the coverage structure that fits your bike's market value, daily usage, and budget.
This is the minimum legal requirement. It covers injury or damage you cause to other people or their property. It does not cover damage to your own two wheeler. If your bike is damaged or stolen, you bear the full cost. This is the cheapest option but offers limited protection.
Comprehensive insurance covers everything. It includes third party liability plus damage to your own vehicle from accidents, theft, fire, natural disasters, and vandalism. It also includes personal accident cover for the rider. This is the recommended choice for most two wheeler owners.
Compare protection levels, costs, and benefits side-by-side to choose the best plan for your motorcycle or scooter.
Essential capabilities that ensure stress-free repair processing, personal safety, and total loss compensation.
Get your bike repaired at authorised service centres without paying upfront. The insurer settles the bill directly with the garage. Check the network of garages in your city before choosing a plan.
This covers the rider in case of accidental death or disability. The Motor Vehicles Act requires a minimum personal accident cover of Rs 15 lakh for the owner driver. Many policies include this by default.
If your two wheeler is stolen, comprehensive insurance pays you the insured declared value. Two wheeler theft is common in Indian cities. This cover gives you peace of mind when you park your vehicle.
Personal accident cover pays a lump sum if the insured rider dies or is permanently disabled in an accident. The minimum cover mandated by law is Rs 15 lakh for the owner driver. You can also choose higher cover amounts or personal coverage extensions to protect your family's financial security.
Buying or renewing two wheeler insurance takes just a few minutes online.
Enter your vehicle details like registration number, make, and model.
Compare quotes and network garage lists across leading insurance providers.
Choose between third-party and comprehensive protection and select add-ons.
Pay the premium online and your policy is issued instantly by email.
Unbiased motor and general insurance advisory across India
We compare two wheeler insurance from multiple providers. Our advisors help you choose between third party and comprehensive based on your bike's value and usage. We also assist with claims and renewals throughout the year. In addition to motor plans, we provide complete family protection through car insurance, commercial vehicle insurance, travel insurance, and health insurance.
Answers regarding mandatory laws, premium costs, comprehensive coverage, expired renewals, and PA cover
Protect your bike or scooter today. Fill out the form or call 90 90 92 15 15 for an instant quote.