An office faces many risks. These include fire, theft, and equipment damage. Buying a separate policy for each risk can be costly and hard to manage. An office package policy bundles several covers into one plan.
Our IRDAI-licensed advisors at Excel India IMF help companies find the right office insurance and office protection insurance. We show you how bundling can save money and simplify your cover.
Bundle your office insurance and save on business premiums
An office package policy combines several types of cover into one plan. This usually means one premium covers five to six risks, instead of buying each cover on its own. Package policy components and limits vary by insurer, so it is worth comparing options carefully.
Unified Underwriting: Instead of managing multiple separate policies for fire, electronics, money, and liabilities, a comprehensive office all risk policy structure streamlines renewals into a single master document.
A typical office package policy bundles five to six essential commercial covers to protect your physical and financial operations.
This covers your office building and the contents inside, such as furniture and fittings, against risks like fire and damage. Comprehensive office contents insurance safeguards your physical investments.
This covers computers, servers, and other electronic equipment against damage or breakdown. For cyber threats and digital asset security, explore specialized protection.
This covers loss of cash or money kept at your office, or while it is being carried to or from the bank. Protects cash in transit and safe custody during routine banking activities.
This covers financial loss caused by dishonest acts of your employees, such as theft or fraud. Shields the enterprise from internal fraudulent acts and embezzlement.
This covers legal costs if a visitor is injured or their property is damaged at your office. Ensures your firm is insulated against third-party lawsuits and bodily injury claims on premises.
Any company with an office can benefit from this policy. It is useful for small offices and large ones alike. If you want simple, complete business office insurance without managing many separate policies, an office package policy is worth considering.
Looking to provide complete healthcare coverage for your team? Pair your office policy with our Employee Group Health Insurance plans. For overarching corporate protection, explore Corporate Insurance.
Protects workstations, servers, and office setups.
Covers leased premises, fixtures, and visitor liabilities.
Guards cash in safe, records, and employee fidelity.
Multi-location office protection with centralized billing.
Buying a bundled policy is often more convenient and can cost less than buying each cover separately. Here is a simple comparison.
Commercial and workplace insurance specialists across India
Excel India IMF is IRDAI-licensed. We help companies compare bundled and individual policies, so you can see the real cost savings. We build an office package policy that fits your specific needs.
Answers regarding bundled policies, covered risks, cost savings, electronic items, and customization
Bundle your office insurance and save. Get an office package policy quote. Call 90 90 92 15 15 to speak with an advisor.
Package policy components and limits vary by insurer.