Diabetic individuals may face slightly higher premiums due to increased health risk, but insurance providers offer policies designed specifically for managing this condition.
Some insurers offer plans tailored for diabetics, including coverage for complications related to the condition, ensuring better financial protection.
Policies for diabetics often come with flexible coverage options, such as critical illness add-ons, providing extra security against unforeseen health expenses.
Insurers often mandate a health check and review of medical records for diabetics to evaluate the condition’s current status and its manageability over time.
Yes, diabetics can get term insurance, but eligibility depends on factors like diabetes type, age, duration, and overall health condition.
Yes, premiums may be higher for diabetics due to increased health risks, but rates vary based on the severity and management of the condition.
Medical records, blood sugar reports, and a doctor’s certification of diabetes management may be required during the application process.